Saint Financial Group working in Partnership with
Capital on Tap
We are pleased to announce that Saint has officially partnered with Capital on Tap.
At Saint, we are constantly reviewing and refining the tools, systems, and partnerships we use, both internally and across the services we deliver to our clients. Our focus is simple. We want solutions that genuinely improve how construction businesses operate, make better financial decisions, and remove unnecessary friction from day-to-day management.
One area we spent significant time researching, testing, and comparing was business credit cards.
After reviewing multiple providers, Capital on Tap stood out as the most practical, flexible, and commercially sensible option for growing construction businesses.
While Capital on Tap does offer a free version, we strongly believe that the £299 per year paid plan delivers exceptional value. In our view, it pays for itself very quickly and then continues to add value throughout the year.
With the paid plan, your business can redeem points on all purchases, rather than just selected categories. You also receive 10,000 bonus points when you spend £5,000 within your first three months.
These points are not limited to business expenses. They can be redeemed personally for holidays, hotels, flight upgrades, car rentals, wine, and thousands of experiences. This places Capital on Tap as a genuine competitor to American Express, but with far better alignment to UK SMEs and the construction industry in particular.
As a Capital on Tap cardholder, you gain access to a range of tangible benefits that support both your business and personal lifestyle.
Key benefits include:
Capital on Tap integrates directly with Xero, allowing your card transactions to flow straight into your accounting feed. This makes reconciliation faster, cleaner, and far less painful, especially for businesses managing multiple suppliers, fuel costs, materials, and operational expenses.
For construction businesses looking to tighten financial control without adding admin overhead, this integration alone is a major advantage.
Capital on Tap works exceptionally well within the construction industry. It supports cash flow, simplifies expense management, and provides flexibility without unnecessary complexity.
As an approved Capital on Tap partner, Saint can also offer an exclusive incentive. When you sign up using our link or promo code below, you will receive £75 in free credit once you start spending.
Promo code: 2REFD992X81
If you want to improve how your business manages spending, rewards, and financial visibility, Capital on Tap is a solution we confidently recommend and actively use ourselves.
If you would like help setting this up or understanding how it fits into your wider business systems, speak to the Saint team.
Information, features, and offers are subject to change at Capital on Tap’s discretion.
We look to provide the very best solutions for the Construction Industry! By applying for Capital on Tap’s Credit Card via the button below, or by applying the promotion code 2REFD992X81 on sign up, and get £75 when you start spending.
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